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Loan Officer
A Reputed Multipurpose Co-operative Ltd

अन्तिम मिति:   2023 May 20

खाली पद : 2 people
स्थान : Balaju Chowk, Kathmandu, Bagmati Province
तलब :
NRs. 20,000.00 - 25,000.00 Monthly
लिङ्ग : प्राथमिकता छैन
शिक्षा :
Bachelor's Degree (आवश्यक)
कामको श्रेणी : मध्य श्रेणी
कामको प्रकार : पुरै समय
सिफ्ट : नियमित
कामको अनुभव
:
3 Years (आवश्यक)
दुई पांग्रेको आवश्यकता : Yes
कागजातहरू : Citizenship , CV

प्राविधिक सीपहरु:

Communication Customer service Knowledge about loan Fluent English Location Knowledge

व्यक्तिगत गुणहरू:

Good communication skills. Healthy & Fit, Athletes loyal, flexibility Attractive Honest

सुविधाहरू:

As per Company Agreement
कामको विवरण
  • Responsibilities

    1. Evaluate creditworthiness by processing loan applications and documentation within specified limits

    2. Interview applicants to determine financial eligibility and feasibility of granting loans

    3. Determine all applicable ratios and metrics and set up debt payment plans

    4. Communicate with clients either to request or to provide information

    5. Justify decisions (approvals/rejections) and report on them

    6. Complete loan contracts and counsel clients on policies and restrictions

    7. Update job knowledge on types of loans and other financial services

    8. Maintain and update account records

    9. Assess customer needs, explore all options, and introduce different types of loans

    10. Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish quotas

    11. Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process

    12. Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

    Requirements and skills

    1. Proven working experience as a Loan Officer

    2. Familiarity with computers and banking applications/software

    3. Solid understanding of direct/indirect lending products and practices

    4. Excellent communication and interpersonal skills

    5. Customer satisfaction orientation and sales competencies

    6. Ability to work in a goal-oriented environment

    7. Bachelor's degree in finance, economics, or a related field

    Note: Candidates should have their own bike/scooter with a valid license.


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