Vacancy | : | 2 people |
Location | : | Balaju Chowk, Kathmandu, Bagmati Province |
Salary | : | NRs. 20,000.00 - 25,000.00 Monthly |
Gender | : | No Preference |
Education | : |
Bachelor's Degree (Required)
|
Job Level | : | Mid Level |
Job Type | : | Full Time |
Shift | : | Regular |
Work Experience
| : |
3 Years (Required)
|
Require Two Wheeler | : | Yes |
Documents | : | Citizenship , CV |
Technical Skills:
Communication Customer service Knowledge about loan Fluent English Location KnowledgePersonal Skills:
Good communication skills. Healthy & Fit, Athletes loyal, flexibility Attractive HonestBenefits:
As per Company AgreementResponsibilities
Evaluate creditworthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients either to request or to provide information
Justify decisions (approvals/rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions
Update job knowledge on types of loans and other financial services
Maintain and update account records
Assess customer needs, explore all options, and introduce different types of loans
Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish quotas
Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
Οperate in compliance with laws and regulations and adhere to lending compliance guidelines
Requirements and skills
Proven working experience as a Loan Officer
Familiarity with computers and banking applications/software
Solid understanding of direct/indirect lending products and practices
Excellent communication and interpersonal skills
Customer satisfaction orientation and sales competencies
Ability to work in a goal-oriented environment
Bachelor's degree in finance, economics, or a related field
Note: Candidates should have their own bike/scooter with a valid license.